Travelling is a great way to experience new cultures while taking a break from the daily grind. However, as you get older, it is important to find a travel insurance policy that is suited to your needs.
It can be more difficult to find insurance when you are older as many insurance companies impose age limits on their policies. There are still lots of insurance policies available to senior citizens, but they can be more expensive.
Thankfully there are still lots of affordable policies available for senior citizens. Here are four things that you must consider before booking senior citizen travel insurance.
Insurance for one trip
If you are taking a one or two week break outside of your home country you will need to book insurance for one trip. Worldwide Insure has a Travel care policy that covers trips that last up to 180 days, and they also offer a Globe hopper policy that covers trips that last up to three years. You can also renew or extend the cover while you are away if your situation changes. Both policies include medical aid, which is essential if you are booking senior citizen travel insurance.
This insurance policy covers all destinations, and it is best suited to people who are taking one trip that is between five days and one year.
Insurance for multiple trips
If you travel several times a year, or if you are planning to visit a few different countries, you will need to book multiple trip insurance. Worldwide Insure offers multiple trip Insurance that covers both European and Worldwide options, and you can also get business cover. There is also cover for emergency medical expenses. Your treatment and your flight home will be paid for, and the assistance service will also provide support and liaison between the doctors in your home country and the doctors in the country you are visiting. This insurance is essential if you are taking multiple trips, as the more you travel, the more likely you are to make a claim.
What to do if you have already left your home country
If you have already left your home country and you don’t have insurance, don’t worry. Worldwide Insure offers specialist cover for senior citizens who are already travelling. If your trip is less than three years, the Globe hopper insurance will be able to cover you. This is available to travellers of any age, and it covers travel to anywhere in the world.
Travelling tips to help you to prepare
Make sure to book an appointment with your GP to find out if you need any vaccinations or tablets for your holiday. Ask about any health risks in your chosen destination, and consider applying for a European Health Insurance Card if you are travelling in Europe. It is also useful to double-check that your passport is valid!
Travel insurance may be harder to find for senior citizens, but there are still plenty of affordable offers that cover both short and long-term trips.